Live System

The command center medZERO runs on

Pipeline tracking, competitive intelligence, and growth operations for the healthcare fintech eliminating medical debt, one employer at a time.

100
NPS Score
$195B
Medical Debt Crisis
0%
Interest & Fees
30%
HSA Savings
The Problem

Healthcare benefits are broken. Employees can't afford to use them.

Americans hold $195 billion in medical debt. Most don't have $5,000 in savings. High deductibles force employees to defer care, drain savings, or go into debt. Employers invest in benefits that employees can't access.

The Fix

Zero-interest healthcare funds. Repaid through payroll. No credit check.

medZERO gives employees on-demand access to funds for out-of-pocket healthcare costs. Automatic payroll deduction. HSA pre-tax routing saves up to 30%. Employers get happier, healthier, more productive teams.

📊

Employer Pipeline Tracker

Every prospect, every conversation, every deal stage. Track the entire B2B sales cycle from first touch to benefit enrollment.

🔍

Competitive Intelligence

Daily monitoring of Paytient, Lane Health, TempoPay, and the rest. Pricing changes, partnership announcements, positioning shifts.

📧

Broker Outreach Engine

Automated prospecting to benefits brokers and HR leaders at mid-market companies. Personalized, timed, and tracked.

Customer Health Scores

Track NPS, adoption rates, and utilization across employer accounts. Spot churn signals before they become cancellations.

Competitive landscape

medZERO operates in a growing but crowded market. Knowing the field is half the battle.

$40M+ funded

Paytient

Health Payment Account model. Partnerships with Anthem, Cigna, Hyatt. Biggest competitor by funding, but credit-check based.

Venture-backed

Lane Health

HSA/FSA administration plus financing. Narrower focus on spending accounts. Less comprehensive employee experience.

Acquired 2024

TempoPay

Healthcare financing and Rx. Acquired by PayMedix, losing independent identity and startup agility.

Healthcare shouldn't bankrupt the people it's meant to protect

medZERO exists to fix that. MedZeroOS is the engine that scales the mission.